body {
	margin:0px;
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	background-image:url(/images/bg.jpg);
	background-repeat:repeat-x;
	font-size:11px;
}
#nav {
	background-image:url(/images/logo.gif);
	background-repeat:no-repeat;
	width:784px;
	height:92px;
	left:50%;
	margin-right:auto;
	margin-left:auto;
	margin-top:0px;
	margin-bottom:0px;
}
.nav-buttons {
	text-align:center;
	height:20px;
}
.nav-buttons a {
	color:#42489C;
	text-decoration:none;
	border-top:2px solid #FF6A06;
}
.four-steps p, .four-steps h3 {
	margin:0px;
	padding:0px;
}
.nav-buttons a:hover {
	color:#EC1417;
	text-decoration:none;
	border-top:2px solid #EC1417;
}
#nav-2 {
	font-size:13px;
	height:30px;
	margin-top:62px;
	margin-left:234px;	
}
td.content {
	background:#FFFFFF;
	width:444px;
	padding:20px;
	margin:0px;
	vertical-align:top;
}
h1 {
	font-size:24px;
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	color:#898568;
	font-stretch:expanded;
}
h2 {
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:18px;
	color:#42489C;
}
h3 {
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:14px;
	color:#898568;
	margin:0px;
}
h4 {
	font-size:22px;
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	color:#EC1417;
}
h5 {
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:14px;
	color:#FFFFFF;
	margin:0px;
}
td.form-side {
	background-image:url(/images/bottom-corner.jpg);
	background-position:bottom;
	background-repeat:no-repeat;
	background-color:#E7F3F3;
	width:300px;
	vertical-align:top;
	border-left:thin;
	border-left-color:#666666;
	border-left-width:thin;
}
#form {
	background-image:url(/images/form.jpg);
	background-repeat:no-repeat;
	background-position:top;
	height:295px;
	padding-left:5px;
}
.form {
	margin-top:50px;
}
#note-1 {
	background-image:url(/images/note-1.jpg);
	background-repeat:no-repeat;
	background-position:center;
	height:160px;
	vertical-align:top;
}
#note-1 a {
	text-align:right;
	padding-right:30px;
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:16px;
	text-decoration:none;
	font-weight:bold;
	color:#FF6A06;
}
.note {	
	padding-right:30px;
	padding-top:20px;
	padding-left:130px;
	text-align:right;
}
.note a {
	padding-top:15px;
}
#note-2 {
	background-image:url(/images/note-2.jpg);
	background-repeat:no-repeat;
	background-position:center;
	height:160px;
	vertical-align:top;
}
#note-2 a {
	text-align:right;
	font-family:"trebuchet MS", Tahoma, Arial, sans-serif;
	font-size:16px;
	text-decoration:none;
	font-weight:bold;
	padding-right:30px;
	color:#FF6A06;
}
.note-side {
	margin-top:40px;
}
/*this is the step 1 */
.side-1 {
	background-image:url(/images/step-1-side.jpg);
	background-repeat:no-repeat;
	height:84px;

}
.mid-1 {
	background-image:url(/images/step-1-bg.jpg);
	background-repeat:repeat-x;
	vertical-align:text-top;
	padding:10px;
}
.img-1 {
	background-image:url(/images/step-1-img.jpg);
	background-repeat:no-repeat;

	height:84px;
}
/*this is the step 2 */
.side-2 {
	background-image:url(/images/step-2-side.jpg);
	background-repeat:no-repeat;
	background-position:right;
	height:84px;

}
.mid-2 {
	background-image:url(/images/step-2-bg.jpg);
	background-repeat:repeat-x;
	vertical-align:text-top;
	padding:10px;
}
.img-2 {
	background-image:url(/images/step-2-img.jpg);
	background-repeat:no-repeat;
	background-position:right;

	height:84px;
}
/*this is the step 3 */
.side-3 {
	background-image:url(/images/step-3-side.jpg);
	background-repeat:no-repeat;
	height:84px;

}
.mid-3 {
	background-image:url(/images/step-3-bg.jpg);
	background-repeat:repeat-x;
	vertical-align:text-top;
	padding:10px;
}
.img-3 {
	background-image:url(/images/step-3-img.jpg);
	background-repeat:no-repeat;

	height:84px;
}
/*this is the step 4 */
.side-4 {
	background-image:url(/images/step-4-side.jpg);
	background-repeat:no-repeat;
	background-position:right;
	height:86px;

}
.mid-4 {
	background-image:url(/images/step-4-bg.jpg);
	background-repeat:repeat-x;
	padding:10px;
	vertical-align:text-top;
	
}
.img-4 {
	background-image:url(/images/step-4-img.jpg);
	background-repeat:no-repeat;
	background-position:right;

	height:86px;
}
select {
	width:120px;
}
.note-text {
	height:100px;
}
#note-1 p, #note-1 h5 {
	padding:0px;
	margin:0px;
}
#note-2 p, #note-2 h5 {
	padding:0px;
	margin:0px;
}


#mortgage-loan-form	{
	margin-top:50px;
}

/* creates illusion of cellpadding on all td's */
#form td {
	padding:5px 0 0 ;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05 {
	font-weight:bold;
}




/* centers all form elements */
#form td {
	text-align:center;
}




/* modifies the drop-down menus */
.select-01, .select-02, .select-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}


#disclosures ul	{
	margin:0px;
	padding:0px;
}
#disclosures ul li {  
  display:inline;
  margin-right:20px;
}
#disclosures {
	color:#898568;
}
#disclosures a {
	text-decoration:none;
	color:#898568;
}
#disclosures a:hover {
	text-decoration:underline;
}